We are the team of project finance consultants with the view to provide the best possible financial advice to the clients. Feasibility study of the financial needs of the client is done in order to give them the best possible solution. The complete project financing process is defined in advance so to achieve what client wants.
ASPG assist the Clients in getting finance facilities for establishing New Projects. All financial facilities, either in the form of Term Loan for the purchase or construction of factory building, purchase of Plant & machinery for production or for working capital, for purchase of raw material or debtors, in form of Cash Credit (CC) Limit / Overdraft (OD) Limit / Letter of Credit (LC) / Bank Guarantee (BG).
Specializing in Micro, Small and Medium Enterprise (MSME). Financial Consultancy is provided for Identification of the best suited financial products, preparation of Project Report, Presentation of Project Finance Proposal to various Nationalized Banks, Interaction with the Banks in concluding Sanction, Documentation and Disbursement of the Project Loan.
With the core focus to reduce the cost of funds to the client, consultancy for various working capital finance facilities is provided. Cash Credit limit, Working Capital Demand Loan (WCDL), Letter of Credit, Bank Guarantee, Buyer's Credit, Supplier's Credit, Pre-shipment and Post-shipment Packing Credit in Indian Rupee or Foreign Currency. All these Credit facilities are provided to the clients based upon their specific requirements and needs.
Machinery loan is for purchase of New and Second Hand / refurbished Machinery. It can be granted for a tenure ranging normally from 2 to 9 years period and repaid in monthly installments. It can be with principle moratorium or otherwise. In case of major expansion in the existing set-up, it may require Property Collateral to support financing proposal AND can be without collateral if similar set-up already exists in the company.
Against the any type of property, residential, commercial or industrial as collateral, this Loan can be raised for any business purpose, without any monitoring of end use of funds by the bank. Eligibility is calculated from existing cash profits of the Company. Normally, the repayment is made in the form of EMIs over a period of 5 to 20 years.
Real Estate Sector in India has always remained in a liquidity crunch. A lot of Real Estate projects have stalled due to lack of Financial Management. For this purpose, Financial Consultancy is provided to builders by arranging funds from Public Sector / Private Sector Banks and NBFCs. Structured or Customized financing arrangements are sought to address specific cash flow needs of the builders.
Finance can also be arranged in the form of Line of Credit to Real Estate Builders, to tackle the liquidity crunch on the one hand and ensuring legitimate utilization of borrowed funds on the other.